One year in the Eurozone: what Croatia's accession means for investors

Croatia marked its first full year in the eurozone and the Schengen area, removing foreign-exchange risk for investors and easing cross-border labour mobility.

Shared-services and tourism-linked investors report smoother payroll and faster customs, while pharma manufacturing continues to expand.

Wage growth has accelerated as Croatian labour becomes more mobile across the EU, narrowing the cost advantage against older member states.

Investment agencies are now pitching quality of life and EU-market access over pure cost leadership.